QA Engineer (Digital Bank)
- Tokyo
- Partial Remote
- Full-time
- December 25, 2025
Recruitment Background
Under the mission of "Money Forward. Move your life forward," Money Forward aims to resolve the financial concerns and anxieties of individuals and businesses through the power of technology.
We have partnered with Sumitomo Mitsui Financial Group, Inc. and Sumitomo Mitsui Banking Corporation to establish a new company in preparation for the launch of a new digital bank.
We are currently seeking candidates for the position of QA Engineer as part of this initiative.
*Based on the press release announced on April 16, 2025.
※ This position involves employment with Money Forward, Inc., and a secondment to the new company (SMBC Money Forward Bank Preparatory Corporation). The evaluation system and employee benefits will follow the policies of Money Forward, Inc.
About Us
We are a startup team partnering with Sumitomo Mitsui Financial Group and Sumitomo Mitsui Banking Corporation to establish a new digital bank. Our top priority is to build embedded financial products from scratch to support small and medium-sized businesses (SMBs).
Our new digital bank project leverages the power of SaaS ✖️ Fintech to deliver accessible, cost-effective, and timely financial services. Our aim is to create transformative back-office operational experiences and innovative financial journeys, supporting the Digital Transformation of our clients.
Main Responsibilities
As a QA Engineer, our goal is to shape the future of digital banking in Japan, making it more user-friendly and accessible than ever before.
In this role, you will be responsible for developing and establishing development and quality assurance processes to ensure quality assurance measures.
- Design and manage the QA process integrated with our CI/CD pipeline.
- Planning test strategies, reporting defects, and making release decisions
- Planning, creating, and executing test cases for functional and non-functional requirements
- Facilitate consensus and strong alignment across key stakeholders (PdM, Development, SRE, Security, Operations, and Legal).
Required Skills and Experience
- QA or development experience (3+ years)
- Experience in formulating software development processes or QA processes
- Holder of ISTQB (including JSTQB) Foundation Level certification or equivalent knowledge
- Bachelor's degree in information processing or computer science
- Interest in communication within a global development environment, as development is conducted jointly with overseas locations, and English will be used in work situations
Preferred Skills and Experience
- Experience in AI development or using AI tools for development
- As announced in Money Forward AI Vision 2025, we are working on improving operational efficiency using AI and plan to introduce AI agents in all products in the future
Unique Experience Gained
- Lead collaborative development, design reviews, and post-mortems with our international teams.
- Define quality governance specific to the banking domain, including formalizing release criteria, severity definitions (Sev1-3), traceability requirements, and audit readiness protocols.
Team and Work Style
- A joint project team of SMBC ✖️ Money Forward, operating as a small, high-performing team with rapid decision-making.
- A global development environment with significant opportunities for English communication, as we engage in joint development with international teams.
Language Requirements
- Japanese: Business level (N2 or above)
- English: Business level
Who We’re Looking For
- Professionals interested in pioneering next-generation QA strategies, specifically centered around the Shift-Left approach.
- Individuals who are motivated by the challenge of close, daily communication with international engineers and are eager to embrace a truly global QA methodology.
- Those who thrive on tackling challenging, high-impact projects.
- Professionals ready to innovate and define new quality assurance approaches, challenging conventional methods.
- Those with a genuine interest in building social infrastructure, such as a digital bank.
Environment
At Money Forward, we provide an environment where we can create world-class services together, and we look forward to welcoming you.
- Provided PC Specs: Latest CPU-equipped PC (MacOS or Windows). Custom PC orders and upgrades to the latest OS are possible based on business requirements.
- Money Forward Library: A library system with free lending, from technical books to management books. Desired books can be purchased at company expense.
- Referral Driven: Coverage of recruitment meal expenses. Referral reward system.
- Conference Participation Support: Partial company coverage for participation in domestic and international conferences such as RubyKaigi and Google I/O.
About Money Forward
Money Forward, founded in 2012, strives to deliver exceptional value to users in various business domains. As a leading FinTech company, we offer over 40 services, ranging from personal finance management to B2B SaaS products.
We have been growing rapidly, and we are expanding our global hiring to help further expand the company. That means that we are open to hiring those with limited or no Japanese language proficiency.
Money Forward is one of Japan's hottest FinTech companies and it is now a great opportunity to be a part of one of our continued growths!
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