Full Stack Engineer

Remote OK - Anywhere in Japan
Full-time
September 13, 2024

Moneytree helps people & trusted organizations unlock the power of data for good. Our financial data platform, Moneytree LINK, enables individuals and businesses to share their confidential financial information with trusted third parties, such as financial institutions and fintech service providers.

Major banks, accounting software companies and fintech leaders rely on Moneytree LINK to power their financial services, including Mitsubishi UFJ Financial Group, Sumitomo Mitsui Financial Group, Mizuho Financial Group, TKC, and 60+ other enterprise clients. Millions of individuals trust us with their data and we take that responsibility seriously.

The LINK Platform team owns client-facing products in the LINK product family. As a full stack engineer, you will work on architecting, building and securing the backend APIs that power our clients solutions, as well as evolving the platform that sits at the heart of Moneytree’s core business. You will be responsible for keeping Moneytree’s most critical systems up and running.

We have hard problems waiting to be solved which will impact large numbers of users. If you are passionate about quality, we welcome your application. We are flexible, supportive and meritocratic. We offer a healthy work-life balance, work together to help you grow professionally, and reward your talent and positive attitude. You will communicate in English on a daily basis. Proficiency in Japanese is welcomed, but not strictly required.

Join us if you:

Have a passion for growing and evolving a platform that serves millions of users.
Prioritize protecting people’s privacy when building apps.
Enjoy building reliable applications and tools such as SDKs to empower our customers.
Approach system design from a "customer-first" mindset.
Have an interest in finance and a desire to learn the related domains in-depth.
Enjoy working in a highly collaborative environment.

You will spend time on the following:

Designing and building RESTful APIs in Ruby.
Managing server-side infrastructure in AWS.
Collaborating with other engineers on the team to design, build, and maintain systems.
Instrumenting and improving the observability of our production systems with logs, metrics and tracing to ensure a reliable service.
Applying technical expertise to investigate, document and resolve customer software issues related to LINK products.
Building and maintaining secure continuous delivery pipelines.
Understanding our services' limits so we can define sensible SLOs and alerting strategies to help with our incident response duties.
Building Web UIs and SDKs in TypeScript and React.
Learning the finance domain in-depth, including: banking, insurance, e-commerce, credit cards and other types of financial institutions.
Communicating with our stakeholders to understand their requirements and circumstances to deliver the right solution for everyone, including suggesting new solutions for our customers.

What we’re looking for:

We need:

Strong technical skills, including knowledge of Ruby on Rails, TypeScript and React.
A deep end-to-end knowledge of web applications, including API authentication schemes (OAuth, OpenID, etc.) and distributed system design (message queues, load balancing, caching, etc.)
Strong sense of ownership.
Strong analytical and problem-solving skills.
Ability to deliver complete work integrated with the larger system, with test coverage and documentation necessary to achieve high quality.
Ability to perform in a team environment.
Up-to-date with the technology, concepts and best practices in your area of expertise.
Advocate for technical excellence and can suggest practical tradeoffs where required.
Ability to clearly communicate in English on a daily basis.

We welcome:

Experience working with any public cloud provider, such as AWS or GCP.
Experience with DevOps/SRE concepts such as SLOs and observability.
Experience integrating Web applications into native mobile applications (using WebView).
Proficiency in Japanese.

Benefits

Working remotely from anywhere in Japan
Flexible working hours
Employee stock option program participation
Referral bonus 250,000 JPY per successful hire
Communication allowance (10,000 JPY/month)
Remote work allowance (3000 JPY/month)
20 annual paid leave
10 annual sick and carer leave
Health and social insurance support
Ability to work from overseas for short periods
Learning support (7500 JPY/quarter)

Reports to:

Engineering Manager

APPLY NOW ➜🇯🇵 Residents Only

About Moneytree

Moneytree is a fin-tech start-up founded by three foreign entrepreneurs in Tokyo. Their Moneytree Link product provides a "utility layer for connecting financial services" that serves banks and other fin-tech companies, but they also have a popular consumer app that helps people manage their finances. They're a truly international company with an English-first environment and a high technical skill level for engineers, so it sounds like a really great place to work!

Salary
Moneytree's salary structure is designed to offer a base salary along with stock options. Stock options are still a relative rarity in Japan, so Moneytree is one of a reasonably small list of Japanese companies offering them.
Japanese Language Policy
Japanese is not required for engineers, but it is desirable.

As a customer-centric company building products for Japanese customers, Japanese fluency is required for product managers and product designers in order to do users research, product discovery etc.
Visa Sponsorship
- With the current pandemic, we are only accepting applicants with valid working visas in Japan.
- We offer support for visa renewal to new hires with valid working visas in Japan.
Paid Leave
Moneytree's paid time off policy is awesome.

They offer 20 paid holidays in addition to 10 sick/care leave days.

The legal minimum number of paid time off days in Japan is 10 for an employee's first year, so this is what you'll get at the majority of companies. The fact that Moneytree doubles this to 20 really makes them stand out from other companies in Tokyo.

And then there's their sick day policy. Since these aren't legally mandated in Japan, most companies don't have them at all. Moneytree really goes above and beyond here with 10.
Benefits
💹 Employee stock option program participation

💻 New tech gear

🏠 Remote work allowance

📕 Book purchases

🏋 Gym benefit

👶 Financial support for childcare costs

👶 Parental Leave

👍 Residential rent tax benefits (i.e. company housing / 'shataku')

🧡 Communication (phone + internet bills) support allowance (10,000 JPY/month)

💛 Referral bounty

🚃 Commuter allowance

🏥 Healthcare insurance

💟 Social security / insurance benefits included
Engineer Interview Process
This may depend somewhat on the position but in general, the steps are as follows:
- CV screening (+ survey to fill out for some positions)
- Casual screening meeting (onsite or remote)
- Pair programming
- Topgrading
- Provisional offer + reference check
Remote Work
Moneytree is a remote-first company, so you can work remotely from anywhere in Japan. Those who wish to work from their Tokyo office are allowed to (as long as there's not a state of emergency in effect), but it's also fine to work 100% remotely. Their hybrid approach ensures that everyone can work in the style that allows them to feel secure and safe.

Even once COVID-19 is no longer a concern, Moneytree intends to continue their full remote policy.

※ You will be required to come to Japan if you are living abroad.
Work style
Work hours: 10:00-19:00, core working hours 10:00-16:00
Diversity
Moneytree has been a globally-minded, diverse company from the start. It was founded by 3 foreigners and over 50% of their total members are from outside of Japan, with over 20 nationalities represented. Women account for around 1/3 of their staff, which is on the higher side for tech start-ups.

They maintain a meritocratic culture and conduct quarterly performance reviews with feedback from managers, plus 360 feedback from 3 key people you work closely with cross-functionally.

This helps them track staff performance in an objective way regardless of ethnicity, disability, gender (including transgender), age, sexual orientation, or beliefs (including lack of religion or beliefs).